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The age old wonderful mystery of the credit score. The credit score of a person can very well determine how successful in life one is based on a silly number under 800. The closer you are to 800, the more successful one can truly be, which is a little bit messed up, don't you think? Every person at some point has dreamed of owning their own house with their family, the kids running in the back yard, grill fired up cooking up hamburgers and hot dogs, the neighbors over, dog and kids running about and family being together. For this dream to come true, your credit score has to be good.
What is a credit score?
A credit score is the number you're given based on how much money you owe, if you are late or not on your credit card payments, how timely you are on payments, and how many credit lines you have open. This score determines if you can buy a house or not.
If you have missed credit car payments or loan payments or student loan payments, your credit score drops significantly. Your credit score is something that people look at when you buy a home because they won't lend you the money if your credit history is poor.
Even in some cases, if you already own a home and credit is bad, they won't even help you sell your home! How absurd and insane is that notion?! But good news is, there's an answer and a solution to your problem if that's the case. I have been in the real estate business for over 30 years, and I have always worked with Favor Home Solutions when people have needed to sell their home and haven't been able to. They make the process so simple and easy. They make everything so simple, even a caveman can do it!